Selling My Disney Stocks & Buying More DVC Points - Why Disney Vacation Club Works Well For Me
Buying More DVD Points 2022
Transcript
0:02
welcome everyone adam the woo here as a
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recording of us thursday july 21 2022
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standing here at market square market
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street behind me celebration florida
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today is a historic day
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because this will be the second time in
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my life
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where i will be purchasing
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disney vacation club
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points
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first did so in april of 2021
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around the same time that i bought a
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large amount of disney stock i will talk
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about all of that and how by me making
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that decision
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i am now able to well i was able a while
0:38
back to pay off the first
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dvc contract that i bought into and now
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today going to add on to that
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join me
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shalia it is so beautiful here on water
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street there's even some birds kind of
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ruffling around through the foliage
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there and these flowers have grown up
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considerably
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since when i left on my road trip over
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three months ago now returned
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to look here at this little waterfall
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and a stork like
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fowl
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right there at the base of the waterfall
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it's also very very warm out it's like
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93 degrees
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the only reason i'm outside at this time
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of day
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because i have to meet up with my dvc
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representative at 2pm
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at the riviera resort
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well the word have to is not appropriate
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because i could he taught i called and
1:41
he said i could do it over the phone
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make the payment over the phone but that
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doesn't really translate to video very
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well plus i want to go from riviera and
1:48
pop into epcot because as a tradition
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i like to go up in the dvc lounge
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like i did
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last year or you know early last year
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when i bought my first set of points so
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i'm just kind of starting to tradition
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who knows maybe every year i'll buy more
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probably now i am not a pro with this i
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still do not have a completely firm
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grasp on how dvc works but i do know a
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heck of a lot more than i did
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early last year
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when i first bought in because i've had
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a few stays
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and kind of learn the ropes just a
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little bit so take nothing i am saying
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or or take everything i'm saying with
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the grain of salt and just realize i'm
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learning as i go i believe it was in
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january of 2021 i first bought
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a few shares of disney stock and then a
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couple months later in april i took all
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my savings all my extra savings
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i had been accumulating for a while and
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put all of it
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into disney stocks
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and around the same time i purchased 150
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of
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disney vacation club contract not
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knowing if i made the right decision
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with the disney stocks also side note i
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really love this square it's called
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savannah square and i cannot confirm nor
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deny the reason it shares this name but
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it reminds me so much of the squares
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in savannah georgia
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the forest gump square
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where tom hanks playing forrest gump
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sat in a square very similar to this and
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did the life is like a box of chocolates
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and it truly is because you never know
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what
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you're gonna get i never know what i'm
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gonna get with my life things
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kind of have
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gone okay for me maybe a little bit
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better than okay thanks to
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decisions that i made over the tenure of
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you know just certain things that you do
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and
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don't do affect a lot of the outcome
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and i feel life is kind of like
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a box of chocolates and i also feel like
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this was definitely
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named it well in my opinion
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after what those those squares and
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savannah look like even a nice little
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fountain up here
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and the leaf blower behind me now when i
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say 150 points that is 150 points per
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year hotel rooms resort stays
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cost a certain amount of points based on
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the time of the year obviously just like
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normal hotels when it's busy
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summer
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christmas
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things like that the points are going to
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be way higher me i have an open schedule
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so i can book during times when points
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are really really really low so for me
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dv i have a little bit of an advantage
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when it comes to the dvc market because
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i can just go
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whenever wherever the wind blows
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whenever the points are really low but
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keep in mind the points is basically
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just a number
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that you utilize to add up her
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per day in per stay i think at this
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moment uh one point one dvc point is
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around two hundred dollars a little more
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hundred to two hundred dollars so you
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can do the math on that per se on how
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much that is now it's not for one year
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that is for a lifetime i guess the
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riviera resort the contractors for 50
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years i will be passed on probably in 50
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years
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48 now i might live in 98 but highly
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doubtful and wanted to walk over here
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just to show
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this area kind of always reminds me a
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little bit of a backlot
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desperate housewives wisteria line
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universal hollywood
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and there is in fact
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a wisteria lane and a wisteria court
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wisteria court
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is that way
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and wisteria lane
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now i took a little bit of a chance
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with the stocks wasn't sure if it was
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going to go in my favor or not but
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basically what i did
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april
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of 21.
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took all the money i hadn't saved these
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other stated put it all in disney stock
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got a lot of you know a lot of people
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had different opinions saying that was
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not the right decision however in
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january of 21 i think about a quarter of
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the stocks that i had i bought for about
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eighty seven eighty eight dollars
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a share so i got a good chunk of it then
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around eighty
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eighty eight eighty seven ninety dollars
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a share and then the other three quarter
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good amount i ended up getting at 117
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a share
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stock went up to 200
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and then it started going back down when
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it got to around 168 i said you know
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what i'm gonna sell so i sold
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all of my stock
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and made a profit of at least 50 a share
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some of them
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70 a share
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so buying 150 points
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200 a share over a lifetime not every
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year
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do the math on that i was able to pay
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off
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what i had put on my credit card and
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slowly paying off i paid it off in one
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chunk but at the end of last year when i
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sold off
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all my disney stock had a very very
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decent profit and i still had money left
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over and that money that i am taking is
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what i'm gonna go today
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to buy
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50 more points i'm gonna have a total of
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200
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total of 200 when it's all said and done
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cross over the other side of the road so
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they can do their mowing
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so when it's all said and done 150
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points plus the 50 points i'm gonna get
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today
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even after paying uncle sam what i owed
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him and i had the stocks for more than a
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year so i bought them in april 21 sold
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them in december of 22. so after one
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year the percentage of stocks dropped of
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what uncle sam reaches in his pocket and
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takes which are completely paid because
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i've already paid my stocks from last
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year i did not wait to sell them this
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year because i wanted that to be out of
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sight out of mind so that is paid off as
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well
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so in reality even after
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uncle sam's cut and after what i made on
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the stocks and after buying 150 points
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and now today gonna buy 50 more points
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i'm not spending any money it's all what
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i made in profit off the stocks
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i got pretty lucky with it it very
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easily could have gone the other way i
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could not have made a profit
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i still would have done the dvc thing
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either way i still would have done the
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dvc just a nice little footnote that i'd
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like to add in
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on how i was able to afford to do that
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and why i've decided to add on today but
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i am not buying into riviera today i'm
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buying into a new section of the grand
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floridian that opened very recently
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for dvc so i'm now going to be
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at dvc owner
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disney vacation club i know i'm saying
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the word dvc a lot
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at grand floridia and remember when i
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said i don't know everything there is to
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know about this subject matter also
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this cone is now replacing the logo i
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just had to like
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wipe a bug off of my leg there
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this cone is now blocking
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what used to be the emblem what happened
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to the emblem town was established in
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1994
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the community
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celebration of florida but the emblem
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the logo thing is gone
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also i would imagine like i said i don't
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know a lot about a lot about what i am
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discussing i know more than i did
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but i would imagine the price of those
9:03
points would go up exponentially so
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they're going to be worth something you
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know with 20 or 30 years more than i
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paid for them possibly now there are
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fees
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every year i will have to pay a yearly
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maintenance
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fee well i don't know if it goes to
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maintenance and other things a fee
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on top of what i've already paid now
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there are ways that you can
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purchase the plans and also do
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installments with interest i don't
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really like having interest i don't like
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being debted to anyone or anything
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so i just you know kind of opted to just
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completely pay it at one at one time and
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not pay
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you know the exponential
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cost of interest but i'm still gonna
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have to pay every year once a year i
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think you could do it quarterly or maybe
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even monthly but i choose to do it every
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year maybe even every two years
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nonetheless i do have to pay a fee on
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150 points it's around a thousand
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dollars so i'm guessing now that i'm
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gonna have 200 points it'll probably be
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1200 1300 a year but because
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everything else is kind of out of sight
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out of mind and all i have to do is just
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figure out when the cheapest time to
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stay at these places are every year
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i'll just pay that 1200
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not think about it and for the rest of
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i'll be able to stay on disney property
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at hilton head vero beach or possibly
10:16
ilani i'm going to make it over there to
10:19
hawaii and who knows what else they're
10:21
going to build they're constantly
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building new resorts so i'm pretty happy
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that i did this i am
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i'm really glad i did this i'm loving it
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i'm really liking it just to show some
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examples this is saratoga springs in
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august the blue ones are highlighted
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what's available for me at 14 points
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tonight keep in mind i have
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150 right now but i'm going to have
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but remember how i was saying that
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different time periods different prices
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are a little bit different so you get
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into september
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10 points a night for certain nights and
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then you get into what you would think
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would be
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a lot for december
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but really
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in early december 12 points a night and
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one i really like is old key west
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so looking into january there's a lot of
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open dates at 10 a night
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so if i had 200 points i could stay 20
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nights at old key west another example
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vero beach
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i'm not much of a summertime beach guy
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so going in the winter in january would
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still be pretty decent
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i could knock out a week at 14 points
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all available
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and still wouldn't even use half my
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point well maybe only half my points at
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a week i could book a full week
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and if you scroll down even farther
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to hilton head which i love hilton head
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click on this
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this is january
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six points a night some night six points
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a night
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even if i would just do 12 a night six
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and 12 i could book that block of three
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for 18
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for 30 points for that weekend that's it
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or morph over into february the whole
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month is blocking 10 a night so if i put
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10 i could say 20 nights
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you know once a year i could just go to
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hilton head for 20 days
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now keep in mind those are during off
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times it will go up a little bit more
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certain resorts certain hotels are a
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little bit more but i'm flexible i have
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flexible time so for me it works does
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not work for everyone
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and i'm not booking a one-room villa a
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two-room villa a three-room villa
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even you know even if i were to invite
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someone let's say family friends
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still a lot of the
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deluxe accommodations the
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less inexpensive the lower tier still
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have two beds whether it be two full
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beds or a queen bed and a pullout couch
12:38
that's also a queen so you get four
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people in a room
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for those price points that i was
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showing even if i stay at some of the
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some of the other ones
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they're still not that expensive during
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off time so i'm all about the off times
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i don't want to be there when there's a
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lot of tons of people anyway i like
12:53
utilizing the same facilities
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in the off time as you would get in the
12:59
high peak high price time all right
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heading over to riviera
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and gonna go ahead and
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sign the deal on 50 more points i should
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also note i'm looking at this as a
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investment
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retirement of sorts of relaxation for
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you know not only now but later in life
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yeah i'll probably document over the
13:16
next year or two some of the hotels but
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i'm thinking long term thinking way down
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the road
13:22
wait you know when it does when it's not
13:24
used for videos or for
13:27
other people to see i might just go stay
13:29
somewhere for a week you know when this
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youtube thing has run its course
13:33
i've still got i still want to go on
13:35
vacation that's kind of what i'm
13:36
thinking of this is a preparation
13:39
for those days to happen
13:41
and needed a fuel up with a little gas
13:44
current price here
13:46
four dollars and 13 cents a gallon
13:49
it's pretty cool that this is
13:51
the gas station i always fuel up when
13:53
i'm home
13:54
this very retro looking art deco 711 on
13:58
wheel drive at 1 38 traffic flowing a
14:01
little better than it does at 5 pm when
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i pull over here but
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i can't go over towards the parks and
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not show the mickey power pole
14:17
and i should also mention that even
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though i took all my money in april of
14:20
all my extra money in april of 2021 to
14:23
put in the disney stocks
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and i'm taking what i made profit from
14:26
that
14:27
i've still had a year and a half to save
14:30
other money so
14:32
i'm not taking all my savings now to put
14:34
in a dvc and i went through the gate the
14:36
checkpoint and parked at my home resort
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well now it's one or three quarter of my
14:42
home resort after i go in here
14:45
because i have 150 points here
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while back i stayed here for the first
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time
14:51
and the tower right up here the value
14:53
tower which is pretty good i got to see
14:55
fireworks over at epcot it's pretty
14:57
awesome from up there
14:59
the room was kind of small but the view
15:00
really really
15:02
made up for it now the way a home resort
15:05
works might sound confusing but a home
15:07
resort does not mean you have to stay
15:10
where your contract is my contract is
15:12
here as my home resort in fact you never
15:14
have to stay at your home resort all
15:16
that means is you can book it 11 think
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i'm correct on that 11 months out where
15:21
every other resort that's not your home
15:23
resort seven months way
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my representative told me it's like
15:27
think of 7-eleven like the gas station
15:29
seven months 11 months so here i get a
15:33
four month head start to book 11 months
15:36
from now that others who do not have as
15:38
their home resort would be able to but
15:40
you could stay anywhere whether it be in
15:42
hawaii whether it's vero hilton head all
15:44
the on-site wwe resorts and disneyland
15:47
grant california and they're building a
15:48
new dvc
15:50
resort which i don't think they put the
15:52
contracts on that yet
15:53
out in anaheim as well so i'll be able
15:55
to use stuff in anaheim as well so not
15:57
necessarily have to stay here and i also
15:59
have those 50 new points added on today
16:02
once i get done here that will be my
16:04
home resort at grand floridian so i can
16:06
book those 11 months out at least those
16:09
50 points i was looking up the points on
16:10
those you can get rooms for 17 points or
16:13
theme park view
16:14
for 25 points so i could get two
16:17
stays there theme park view on
16:20
seven seas lagoon overlooking magic
16:22
kingdom guaranteed because i get 11
16:24
months out on those 50 points kind of
16:27
confusing but home resort only means you
16:29
can book you get that additional four
16:31
months as opposed to seven months you
16:33
get a four month head start
16:35
hopefully that explained it a little bit
16:37
all right some time has elapsed about an
16:40
hour
16:41
or so i have went ahead and upgraded
16:44
from 150 points so now 200 points
16:47
150 of which are here at the riviera
16:51
resort and now i have a fresh 50 every
16:54
year for making it a 200 but the other
16:57
50 will not be at the riviera so this is
16:59
my home resort for 150 points
17:01
which has the towers the last time i
17:03
stayed here the only time i've stayed
17:05
here was up there overlooking
17:07
epcot center speaking of epcot i'm going
17:09
to be heading on the skyline or over
17:10
there
17:11
for a little celebration
17:14
if you will i'll take this across kind
17:16
of in move for pasta a little little
17:19
pasta salad so i'm gonna get a little
17:20
pasta salad
17:22
over at epcot center
17:23
50 more points now for a total of 200
17:27
50 points now added on to my contract
17:31
and while i was in there he showed me
17:32
the three bedroom which was kind of kind
17:34
of up there
17:36
somewhere three bedroom villa holy cow
17:39
that was like next level i don't know if
17:41
he'll ever stay there eats up a lot of
17:43
points but
17:44
man it was
17:45
it was a sight to behold a three-bedroom
17:47
villa i'm more of the deluxe or the
17:50
deluxe
17:52
or the what i don't know what the word
17:53
is but the studio deluxe studio
17:56
type of guy you know it's just me i
17:57
don't need a three-bedroom but man they
17:59
were they were really really nice i know
18:01
each of the resorts has larger versions
18:04
like i said eat up a lot of points for
18:05
me
18:06
works best for me to go with the lowest
18:08
lowest point system
18:09
all right heading on the skyline are
18:11
over and i think at some point the next
18:13
points i will buy for a home resort will
18:16
probably be hawaii elani
18:19
just really think it'd be really cool
18:21
later in life to be able to to go over
18:23
there granted i could use the points i
18:25
have now but having that 11 month window
18:27
and go over there for you know a week
18:29
every year
18:30
down the road
18:31
would be pretty dang cool so if i buy
18:34
more points if that day ever happens
18:37
to add on what i already have
18:39
i'm just going to put out there spoiler
18:40
alert it'll probably if that day happens
18:43
will probably be
18:44
alarming you know when i first saw and
18:46
heard of the sticker price on the
18:48
experience and purchasing into this
18:50
really is kind of overwhelming when you
18:52
really do the math over
18:53
decades of utilizing it especially in
18:56
you know what i do
18:58
traveling all the time being able to
19:00
stay in vero stay in hilton head
19:04
probably even aulani over hawaii at some
19:06
point and even stay locally
19:09
this last road trip i went on hotels
19:11
have gone up like 30 40 percent like a
19:13
decent hotel now it's between 100 and
19:15
140 a night we're used to between like
19:18
70 and 90 a night
19:20
and once this is paid off
19:22
really kind of makes sense you know i'm
19:23
trying to justify it in a lot of ways
19:25
but there really is a silver lining
19:27
to buying into it
19:30
at least for me like i said all this is
19:31
for me so you really have to just go
19:33
based on your own
19:34
your own thought process and the way you
19:37
live your own life heading on the
19:39
skyline and again this is not something
19:41
it's just going to be for a year or two
19:42
it's something i could use two three
19:44
four five years from now 10 years from
19:46
now 20 years from now 25 years from now
19:49
if i'm still around so something is just
19:51
going to be going through the
19:53
through my entire life
19:56
i'm pretty happy pretty happy with my
19:57
decision one thing i learned also is the
19:59
contracts are based on when the resorts
20:02
were built for example old key west
20:05
is the price of that being your home
20:06
resort is
20:08
so by me getting riviera or some of the
20:10
newer resorts they last
20:12
45 to 50 years where some of the older
20:15
resorts are based on the price of when
20:17
the resort was built
20:19
so it's better if you're going to buy
20:21
into it to buy into one of the newer
20:23
resorts as your home resort you still
20:24
book the other resorts
20:26
just kind of kind of clarify that
20:28
because old key west is a little less
20:29
expensive we only get it for like 20 25
20:32
years my game plan in here is to go to
20:34
in this order club cool watch the
20:36
jammers final show is at 4 30 followed
20:39
by
20:41
dvc lounge and then up over to sunshine
20:44
seasons the flavor i usually get over
20:46
here is completely out i'm not going to
20:47
do the beverly i'm going to go with
20:49
madagascar i got my cup down there
20:59
you know now that i'm over here i'm kind
21:00
of wondering do they have coffee up in
21:01
the dvc lounge it is really nice to have
21:04
the dancing fountains back here up on
21:06
the upper ledge looking over the pvc
21:08
fountain with spaceship earth off in the
21:09
distance for a while they weren't
21:11
running you know the waterfall the
21:13
uphill waterfall was running but not the
21:14
pvc fountains and i think every time i
21:17
have stood here at this position or
21:18
anywhere in epcot center and watch the
21:20
monorail go by i have never seen it
21:23
moving this slow this is probably
21:25
three-quarter speed
21:26
maybe even half speed let's say
21:28
three-quarter speed of what the normal
21:31
you know
21:33
miles per hour that the monorail is
21:34
going along the monorail beam it's just
21:36
kind of just
21:38
moving along at a slower pace just i
21:40
guess everyone on there is just taking
21:42
in the sights of epcot center
21:45
i just never have i seen it moving this
21:47
low i'm not complaining because i get to
21:49
feast my eyes on it for a longer period
21:51
of time than normal yeah it's just
21:53
moving along and alas there was no
21:56
caffeinated beverage they did have a
21:57
keurig up here but it was just decaf and
22:00
really i don't really do the decaf thing
22:02
so with my mr original thought mr pibb
22:05
it's kind of a beautiful area up here i
22:06
really do like it and then off on the
22:08
distance you kind of kind of get a good
22:09
view of spaceship earth out the window
22:12
i'm up here in the top of the pyramid
22:14
in the dvc lounge it's kind of a it's a
22:17
every time i buy dvc well i mean i'm up
22:19
here when i'm not buying dvc but i
22:20
believe from now on it's going to be
22:21
kind of a tradition to come up here now
22:23
i know food and wine is going on but i'm
22:25
kind of craving a little sunshine
22:27
seasons right down there there's a
22:29
couple items i always like to get from
22:31
sunshine seasons and i'm gonna get them
22:33
right now one of them being the macaroni
22:36
pasta salad i really like the macaroni
22:38
pasta salad from sunshine that's hard to
22:42
say sunshine seats like a tongue twister
22:45
now this will have to do i ended up
22:46
getting two of these this is not the
22:48
same
22:49
pasta salad they used to have i was
22:51
talking one of the cast members they
22:52
kind of changed up the
22:54
the menu a little bit they don't have
22:55
the same one i got before all right now
22:58
i'm going to take the skyliner back over
23:00
to riviero my part car is parked and
23:03
with spaceship earth over the distance
23:05
looking across world showcase
23:07
heading back towards the riviera there's
23:09
my shadow and that's gonna do it for
23:13
riviera resort where most the time you
23:16
meet up with someone representative from
23:18
dvc they send you over here even though
23:22
what i got today is over
23:24
on the other side of the property
23:26
at just outside magic kingdom
23:30
parked here took the skyliner over a
23:32
pretty good day a successful day
23:35
a day progressing forward
23:39
i'll see you in the next video
23:41
looking forward to the future as always
23:42
planning for the future
23:44
and enjoying the current
23:49
look into the future enjoying the
23:49
current
23:50
does it really make a lot of sense but
23:52
if you think hard enough about it
23:54
it does
23:55
i'll see in the next video
23:57
the vlog and once again
24:00
brought my umbrella
24:01
didn't need it
24:03
the vlog
24:05
is over